Perguntas e respostas mais comuns
- Property Registry Certificate
- Land Registry Certificate
- Permission for use
- Expired color energy certificate
- Identification of the seller.
- Real estate agency contract signed by all parties involved.
- Sale/inventory statement indicating the terms of the deal.
Your real estate consultant will carry out a comparative market analysis, using technological tools that allow him to determine the value of a house based on similar properties that have recently been sold in the same area.
It is important to note that a comparative market analysis is an estimate of value based on data and adjustments, but the final sale price can be influenced by negotiations and factors specific to the transaction.
- Assess your financial situation before you start looking for a house, to determine the amount you can invest;
- If you need bank financing, contact a credit intermediary certified by the Bank of Portugal;
- Contact your real estate agent who will start the property selection process;
- Schedule visits with your real estate agent and look at important details such as the state of repair, the neighborhood and accessibility;
- If you find the house of your dreams, hurry up and make an offer. Always count on the help of your Zome real estate agent;
- Once the offer has been accepted by the owner, you can count on Zome's Legal Department to help you draw up the promissory contract of sale and then the public deed.
- Identification of those involved;
- Bank statements for the últimate 3 months;
- Salary receipts for the last 3 months;
- Últimate irs declaration and respective settlement note;
- Declaration of professional effectiveness.
Zome is the first company in the Portuguese real estate market to make it possible to book properties completely online with the launch of the Zome NOW tool, the only Portuguese real estate platform that allows you to visit and book a property directly in a virtual reality format, just a click away!
Zome NOW works according to 5 simple steps:
- Step 1: By selecting one of the options - booking or proposal - you will have access to a form that must be filled in with your personal details;
- Step 2: An SMS will be sent to your cell phone number to validate the authenticity of the proposal or reservation, preventing misuse of the tool and reinforcing its security (the whole process complies with the rules of the General Regulation on the Protection of Personal Data).
- Step 3: After this step your data will be collected. If you need to borrow money, a "Financial Statement" will be drawn up and a meeting with a Zome Credit Intermediary will be scheduled.
- Step 4: In the case of reservation, the property is considered to be reserved once the amount of 2,500 euros has been deposited. The next step is the signing of the CPCV and the Deed, which are processes handled by Zome Consultants.
- Step 5: If you make an offer, it will be subject to the owner's approval: if the offer is accepted, the usual bureaucratic processes follow (CPCV and Deed); if the offer is rejected, you can make a counter-offer and wait for the decision.
In 2022, Zome executed the first public deed involving cryptoassets in Europe and launched Cryptohouses.pt —the first real estate portal for purchasing homes with crypto.
The Cryptohouses.pt portal operates according to the following procedures:
- Buy Directly in Crypto: Here you can view the properties available for exchange with virtual assets, along with their transaction values converted into various cryptocurrencies. Select the properties you’d like to learn more about and/or visit. You must enter the numeric codes that follow the ZMPT identification;
- You should provide the numeric codes for the properties you’re interested in to the Contact Center, which will then contact you via email or phone;
- You will be referred to our Crypto Transactions Department, which will explain all the steps involved in the process of exchanging a home for cryptocurrency, as well as answer any other questions you may have;
- Next, the real estate consultant will explain all the necessary details about the property and arrange a viewing, during which they will accompany you;
- Once you’ve decided on the property you wish to purchase, the property reservation will formalize the terms of the transaction on a specific form. The crypto transaction manager will oversee the entire legal and procedural process of this transaction;
- Through our legal partner, all legal compliance requirements regarding the source of funds will be ensured in accordance with current legal requirements;
- Pledge of Exchange Agreement or Deed: You may choose to enter into a Pledge of Exchange Agreement if you wish to have a specific timeframe for executing the deed of exchange, or you may execute the deed immediately. If you have any questions, we will advise you on which option best suits your needs.